The effectiveness of the microcredit programme in Bangladesh

Since 1978, ASA has worked with poor vulnerable people to improve their socioeconomic status through delivering microcredit programmes in Bangladesh. This study aims at examining the effectiveness of the ASA microcredit programmes. It finds that ASA plays an important role in increasing the socioeconomic status of its beneficiaries and that there is a significant positive effect of the duration of involvement with ASA. Further, the effectiveness of the microcredit programme decreases with lack of sufficient amount of loans and training provision.