Promoting resilient economies by exploring insurance potential for facing coastal flooding and erosion: evidence from Italy, Spain, France and United Kingdom

Article


González Dávila, O., Stithou, M., Pescaroli, G., Pietrantoni, L., Koundouri, P., Díaz-Simal, P., Rulleau, B., Touili, N., Hissel, F. and Penning-Rowsell, E. 2014. Promoting resilient economies by exploring insurance potential for facing coastal flooding and erosion: evidence from Italy, Spain, France and United Kingdom. Coastal Engineering. 87, pp. 183-192. https://doi.org/10.1016/j.coastaleng.2013.12.007
TypeArticle
TitlePromoting resilient economies by exploring insurance potential for facing coastal flooding and erosion: evidence from Italy, Spain, France and United Kingdom
AuthorsGonzález Dávila, O., Stithou, M., Pescaroli, G., Pietrantoni, L., Koundouri, P., Díaz-Simal, P., Rulleau, B., Touili, N., Hissel, F. and Penning-Rowsell, E.
Abstract

Insurance against natural perils such as flooding can be considered a significant element in coastal management. It can offer not only much-needed support to accelerate economic and social recovery following a disaster (coastal resilience) but also contribute to impact limitation by using pricing or restrictions on availability of coverage to discourage new development in hazard-prone areas. Insurance can affect the redistribution of damage costs across the population and through time, both in the short and long term. Policies of damage reduction are linked to mitigation measures for the properties (old or new buildings) by changing the depth damage relationship while the long-run risk impacts could affect the overall damage function by discouraging new buildings in high risk areas. This paper will provide an overview of the main theoretical perspectives on insurance in flood risk management. Four different European contexts will be analysed. Data are derived from surveys and interviews conducted in France, United Kingdom, Italy and Spain.

Research GroupFlood Hazard Research Centre
PublisherElsevier
JournalCoastal Engineering
ISSN0378-3839
Publication dates
PrintMay 2014
Publication process dates
Deposited27 May 2015
Accepted18 Dec 2013
Output statusPublished
Additional information

Available online 7 February 2014

Digital Object Identifier (DOI)https://doi.org/10.1016/j.coastaleng.2013.12.007
LanguageEnglish
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